What Are You Willing To Do To Get Out Of Debt??

I want us to take a few minutes each day and think about our money decisions for the day and ask what we did to move forward in our goals. So how did you do?

Tonight's episode is a little bit different. I want to talk about what you are willing to do to dig yourself out from under the burden of debt? 
 I got an email this morning from a reader (Erica) and it truly inspired me.  In her email Erica wrote that this week she's missed reading Mommyluvs2save as much as she usually does because she just picked up a second job to make extra money to put towards her debt.  Here's the part that amazed me... her second job is from 3AM until 7AM.  She didn't want to disrupt her time with her children so she chose a time that wouldn't take away her time with them during the day.  Again, this is her second job.  Now that's what I call intense! That is a true commitment to getting on the right track financially.

 I can't say that I'd be willing to work from 3 to 7 in the morning.  It made me feel like a big baby for feeling tired this morning.  It also made me think about all of the crazy things my hubby and I have done over the past 3 years to get debt free. We've taken whole tax returns and sent them right to the bills without even so much as going out for dinner. We've had yard sales in the heat of the summer and once in temperatures that were way too cold for a yard sale.  I've spent countless nights staying up until 1:30 in the morning listing things on Craigslist or Ebay and then turning around and getting up at 6:30 to get ready for work.  My hubby actually is having a 3 job day today for the first time ever.  He worked at his first job from 8 to 4. He is a teacher/counselor for troubled youth (rewarding~doesn't pay much).  He then went right to his second job cleaning an office building(not rewarding and doesn't pay much, but he says it gives him a great workout).  He returned at 6:30 to eat dinner and play with the girls.  About 30 minutes ago he left again to go and work another job for 3 hours as a security guard(he's 7ft. tall and was asked to do it for 2 nights~possibly every weekend). I don't know how I feel about the security guard job. I want him to be safe and I think he's working too much. He insisted on going saying that he wants to provide for us and he wants to network in the hopes of getting a better full time job. 

My husband is on board with our financial goals. For the first few years he was just along for the ride, but now he's actually excited.  He grew up very poor and always had bad credit. One of the best things about our "debt free journey" has been watching him gain pride and self confidence about money.  He holds his head up high now (which is saying something since he's so tall he he!).  It's so funny to me that he jokes about wanting to get Lifelock because he doesn't want anyone to steal his identity since he finally has good credit.  He is now trying to be a role model for his buddies at work. He actually gives them financial advice. I love it :)

So my question for tonight is this: What are you willing to do to get your family out of debt? Dave Ramsey has a quote that I love "You need to live like no one else now so that you can live like no one else later". What he means is this-do everything you can do now (live below your means, deliver pizzas, work 3-7am like Erica, work 3 jobs like my hubby) so that sometime in the future you can live like no one else ~retire early, take cruises, be carefree about money ~the list goes on! 

Contact me to let me know what you've been willing to do to get your family on the right track financially! I'd love to hear about it!!