Some More Random Money Saving Tips !

Here are some more money saving tips to start your weekend. Feel free to send me any tips that you have so that I can share them with everyone.

• At the grocery store look down. Items below eye level are often cheaper.
• Get a FREE credit report at AnnualCreditReport.com, the government sponsored credit reporting website.
• Use the library. They have plenty of books, CD’s and DVDs. You can also request that the library buy certain books.
• Make saving and paying down debt a game. Set goals and give yourself a reward if you reach them.
• Buy a quality used car instead of new. A new car is worth thousands less as soon as it leaves the lot.
•  Get rid of credit card debt. A $20 shirt could actually cost $200 with fees and interest if you don’t pay your credit card bill right away.
•  Watch for fees. Fees are everywhere; bank fees, atm fees, cash checking fees, late fees. These can add up over time. Our local convenience store doesn't charge a service fee so I ONLY get cash there or the bank. I refuse to pay up to $2 just to take my own money out!
• Instead of buying things new, get them used or for free on Craig’s List. or Ebay. Find out how much is costs new and then try to cut it at least in half by buying it "nearly new".
• Get organized. When you are disorganized you end up spending more. You buy things that you have a double of "somewhere".  You will be amazed what you will find in your jusk drawer.  This is one of my New Year's resolutions!