140 Custom Valentine’s Day Labels for $3.00

Valentine’s Day is right around the corner. If you want custom labels to use for cards or treat bags, you can get 140 custom Valentine’s Day labels for $3 + tax shipped.

Head over here to create yours. If you search for Valentine you’ll find a bunch of different designs to choose from. You don’t have to use your address. You can make them say anything you want. The twins will turn 4 on the 13th of February so I'm thinking of making labels for their birthday party treat bags.  I usually have some kind of Valentine's Day theme going on :)

Free sample of Cinnabon Cream of Wheat

Sign up for a free sample of Cinnabon Cream of Wheat.

Get Debt Free~ Free Up Extra Cash For Debt Repayment!

We first began our "debt free journey" 3 years ago this month.  We made a commitment to get debt free asap. I mainly made the commitment. My husband wasn't fully onboard yet :) At the time we were looking at almost $27,000 in credit card debt, $31,000 in student loan debt and two auto loans, which cost us over a thousand bucks in payments every month. That didn't even include our mortgage and regular bills.  Fast forward to today and it's all gone except for the mortgage.  We have a small furniture bill to pay (to be paid in full this month) and then we will only have a mortgage payment. I am now committed to increasing our emergency fund and paying off the house. 

There are a few sideline goals that I have for 2011. They include:

• Increasing our life insurance policies (we both have them at work, but would like to increase them).
• Starting 529 college funds for the twins (getting hit with paying for 2 to go to college simultaneously would be rough without a generous savings plan so we need to get a jump on it). 
• Starting and funding a Roth IRA.

I hope since the beginning of the year you have all been thinking about improving your family's financial future in 2011.  I have gotten quite a few emails from many of you and I LOVE to hear about your progress.  I thought it would be beneficial to list some ways that you can add extra cash to your debt repayment in order to speed up the process and get you "debt free" as quickly as possible.  Here is a list of the things that I did and am continuing to do as we continue to strive to become completely debt free:

• If you are new here, read this post and get on board our debt free wagon :)  If you are a regular reader you know that the main point that I focus on is INTENSITY.  This is key when attempting to change your life.  You must be focused on your goal or you won't accomplish it.  When you save money at the store or get any unexpected money (overtime, rebate, tax return, check from the in-laws etc...) set it aside to pay down the first debt on your list (remember to list your debts from lowest to highest and then attack the first one until paid and move on down your list).  Even if it's as silly as a $3 check, set it aside to use towards a bigger payment.  When you add up this "little money", it ends up being bigger than you think.  Be intense!
• Question your purchases! Do you really NEED it? Or do you want it? Do you want it more than getting debt free? Ask yourself!
• Start looking at your expenses. Look over the last 3 months of bank statements.  Do you have a gym membership that you aren't using? Cancel it and walk around the block a few times.  Do you have a Netflix membership? Cancel it and use the free movie codes I post.  Do you pay extra for movie channels? Evaluate whether they are more important than getting debt free.  Probably not!  You can probably trim your budget quite a bit when you cut out all of the extras!
• Next you need to call each utility about your bill and see if you can reduce the amount you are paying. When you call the cable company, I’ve found I have better luck at reducing the bill if I talk with the cancellation department instead. Be sure to eliminate any channels you don’t need! Call the cell company and see if you are eligible for any additional discounts. They are getting to de-regulate electricity so I am starting to think about switching electric companies. I've heard you can save as much as 15%.
• Now if you were able to reduce or eliminate any of the bills, I want you to earmark the money you saved for your debt repayment. Yes, this is kind of coming out of your monthly income, however you wouldn’t of taken this initiative and would be paying the higher prices if it wasn’t for debt repayment. So I call this found money! Make sure you make a point to put this money into debt repayment every month. Don’t forget or it will just be absorbed into oblivion.
• Make a list of all of your expenses. I even estimate on the higher side.  I may budget for $250 for electricity because it costs that in the winter so when it's lower I use the extra for debt repayment.  Add everything into your list including gas, groceries and all of life's other little expenses.  When you do that and subtract it from your income you can see how much money you will have to start your debt repayment.  The first month (after you have saved your $1000 baby emergency fund) use your debt repayment money to attack the first debt on your list until it's gone.  Then move on down your list. 
• Think of ways to boost your income so that you can speed up the process! I have sold tons of things on Craigslist and Ebay, had yard sales, done surveys and mystery shopping just to name a few things.

Send me a note or comment to let me know how much money you "found" and what bills you are getting rid of! It's motivational when you have a support system. 

Target: The Twilight Saga: Eclipse Blu-ray Only $2?! + More Deals

Reportedly The Twilight Saga: Eclipse (Blu-ray/DVD) is on an unadvertised sale for just $10 at Target. Now I can’t guarantee you will find it at this price, but from what I’ve heard lots of people are. Also, it may not be marked on sale, so make sure to do a price check at the self scanner. If this DVD does in fact ring up for $10, you can use the $8/1 coupon found here to score this Blu-ray combo pack for just $2! WOW!

You may also be able to snag these other Target deals:

LaCroix Sparkling Water 8 Packs $2.50 (Price Cut thru 1/22)

Use the $1.25/1 coupon found here
Final cost only $1.25

Buy 2 Boxes of Natural Instincts Hair Color Price Cut for $5.99 each
Total = $11.98
Use the $4/2 Natural Instincts Target peelie coupon found on select packages
Plus, stack with 2 $2/1 coupons found in the 12/26 PG
Final cost only $1.99 each

CVS: Possible FREE Kotex Liners and Dove Chocolate

Make sure and scan your CVS card at the CVS price scanner. Many readers have emailed that they have gotten coupons for $1.50/1 Kotex liners. Use this on the liners which are priced at $1.49 to get them free.

I've also gotten a handful of emails from readers who have reported getting a coupon for $0.50/1 Dove Chocolate Bar. Use this on the Dove Chocolate Bars which are priced at $0.89 and give an $0.89 ECB back to get them free plus $.39 in overage.

Free Travel Sewing Kit !

Sign up for a free travel sewing kit from Hallman’s.
*Only answer questions on the first page and click on submit.  You don't need to answer any questions on any of the subsequent pages.

Good Deals on Crunch & Clean at Target

Hartz Crunch ‘n Clean Dog Biscuits $2.49 (Price Cut thru 1/22)
Coupon: $2/1 Hartz Crunch ‘n Clean Dog Biscuits 1/9 SS2
Final Price: 49¢

Hartz Crunch ‘n Clean Cat Treats 3 oz $1.49 (Price Cut thru 1/22)
Coupon: $1.50/1 Hartz Crunch’n Clean Cat Treats 1/9 SS2
Final Price: Free

Walgreens: Get 4 packages of diapers and 5 packages of wipes for $21 this week!

Walgreens has a great deal on diapers this week, and a few readers reported finding $2 peelies on baby wipes to make it even a better deal!

• Buy 4 Walgreens Diapers, Sleep or Training Pants — $6 ea
• Buy 5 Walgreens Baby Wipes — $2 ea
• Use $4 $2/1 Walgreens diapers or Training Pants peelie coupons
• Pay $26 and get back a $5 RR

Total: $21 for 4 packages of diapers and 5 packages of wipes!

New $2/1 Visine Printable Coupon!

There’s a new $2/1 Visine with Hydroblend Moisturizers coupon available. Print this now and we’ll be on the lookout for a good deal to go with it.

Disney Movie Rewards: New 5 Point Code

Currently, you can score 5 FREE Disney Movie Rewards points! Just login or register here, then enter the code T5WM52PA7L.

High Value $3/1 Boost Multi-Pack Drink Coupon = $2 per 6 Pack at Rite Aid

There’s a new $3/1 Boost Multi-Pack Nutritional Drink coupon available on Coupons.com! Just head on over there, use zip code 90210 (if needed), then click on the “Beverages” category on the left hand side. One of the best places to use this coupon is at Rite Aid this week. Check out the deal you can score…


*Boost Nutritional Energy Drinks Original or High Protein 6 pk. 2/$12
Use 2 $3/1 coupons from the 1/2 SS or found on Coupons.com
Pay $6
Get a $2 +Up Reward (when you buy 2)
Final Cost $2 per 6 pack – that makes each drink only $0.33! Great price for Boost!

Yay! Lightspeed Survey Panel Is Back !

I'm so excited Lightspeed  Survey Panel just launched their 2011 campaign.  They are once again accepting new members. This is a good survey company, which gives you the opportunity to earn points for cash and gift cards.  They also let you try full size products!  It's another way to boost your debt repayment! 

If you're not a member of Lightspeed Panel yet, you can go on over here to check it out!

Walmart: FREE Sample of Crest 3D White Strips

Walmart is offering up yet another new sample! Just head on over here to snag a FREE sample of Crest Advanced Seal 3D White Strips. Allow up to 4 weeks for delivery.

CVS: Physicians Formula Concealer Twins Only $0.99 (No Coupon Needed!)

CVS has an unadvertised sale on Physicians Formula products. Through 1/15, you can score $7 off any Physician’s Formula powder, bronzer, foundation, or concealer. This is reportedly a nationwide deal and you may see shelf tags advertising this sale near the Physicians Formula products.

If your store is in fact offering up this promo, then you can score a sweet deal on Physicians Formula concealer and no coupons are even needed! The Physicians Formula Concealer Twins are priced at just $7.99, so ONLY $0.99 after the $7 off sale!

**Also, I've had a handful of readers report getting a $10/1 Physician's formula product coupon from the magical coupon machine in the front of the store!  That would turn this deal into a nice moneymaker :)

Walmart~Motrin IB $.77

Motrin IB (24 count) is $3.77
Use the Smartsource.com has added a $6/2 Motrin product coupon.
 That makes each bottle only 77¢

New No More Rack Deals Are Up + FREE $10 Gift Card!

No More Rack has their new deals up as of noon.  They have new deals every day at noon. A few have already sold out, but go on over here and check it out.  When you sign up you should see a gift code number that you will need to redeem. Go to My Profile and “Redeem Gift Card”. Enter the code there. (if you do not see a code try P1070).

Shipping is only $2 and even if you don't see anything you like today, there will be another 8 deals tomorrow :)

Target Deals 1/9-1/15

Buy 2 Splenda 1.6 lb Granulated with Fiber Bags on sale for $3.99 ($2 off the regular cost!)
Use the buy one get one free coupon found in the 1/9 SS
Plus, use the $2/1 coupon found here
Final cost only $1 per bag!

Dannon Danactive or Activia 4 pack starting in price at $1.89 – $1.97
Use the $1/1 coupon found in the 1/9 SS
Final cost only $0.89!

Weight Watchers Smart Ones Deal
Buy 12 Weight Watchers Smart Ones Price Cut for $1.80 each = $21.60
Use 2 buy 5 get 1 FREE Target store coupons found here
(If your Target allows 2 “Like” coupons in the same transaction)
Plus, use the $3/10 coupon found here
Final cost $1.25 each!

Kashi Cereal 10.4-17.5 oz $2.99
Use the $1.50/3 Target store coupon found here
Plus, stack with 3 $1/1 Kashi GoLean Crisp Cereal coupons found here
Final cost $1.49 per box!

Silk Soy Milk 64 oz $2.79
Use the $1/1 coupon found here
Final cost $1.79!

Vitamin Water Zero 20 oz $1
Use the buy one get one free Facebook coupon found here
Final cost only $0.50 each!

Trident White 12 ct Single Pack Gum $0.97
Use the $1/3 coupon found in the 1/2 SS
Final cost $0.64 per pack!

Carefree Original or BodyShape To Go Pantiliners Scented (22 ct) $0.97
Use the $0.50/1 coupon found in the 1/9 SS
Final cost only $0.47!

Johnson and Johnson Safety Swabs 55 ct. $1.39
Use the $1/1 Johnson’s Baby coupon found in the 1/9 SS
Final cost only $0.39!

Reach Dental Floss $0.97
Use the $1/1 coupon found here or here
Final cost FREE!

Visine Advanced Relief Travel Size $1.99
Use the $1/1 coupon found in the 1/9 SS or here
Final cost only $0.99!

Motrin PM 20 Ct. Ibuprofen Caplets $3.99
Use $6/2 Zyrtec 25 ct+, Pepcid, Motrin, Tylenol Precise coupon found here or in the 1/9 SS
Final cost $0.99 each!

Maalox Advanced Fruit Chews 65 ct $3.79 or Maalox Advanced 12 oz Liquid $4.54
Use the $5/1 ANY Maalox Product coupon found in the 1/9 SS
Final cost either product FREE!

Halls Cough Drops 30 ct $1.19
Use the $0.50/1 Target store coupon found here
Plus, stack with the $0.50/1 coupon found in the 1/2 SS
(Some regions received $0.35/1 coupons)
Final cost as low as $0.19!

NatureMade Fish Oil $5
Use the $2/1 coupon found in the 1/2 SS
Final cost $3!

GE Reveal 4-Pack 40, 60, 75 or 100 Watt Standard $2.54 – $2.69
Use the $1.50/1 Target store coupon found here
Plus, stack with the $1/1 coupon found in the 1/9 SS
Final cost as low as $0.04!

Lysol Neutra Air Fabric Mist 17 oz $2.50
Use the $1/1 Target store coupon found here
Plus, stack with the $1/1 coupon found here or in the 1/9 SS
Final cost only $0.50!

Scrubbing Bubbles Fantastik $2.04
Use the $0.50/1 Scrubbing Bubbles Target store coupon found here
Plus, use the $0.75/1 coupon found in the 1/9 SS
Final cost only $0.79!

Hartz Crunch ‘n Clean Dog Biscuits $2.99 (May be higher priced in some regions)
Use the $2/1 coupon found in the 1/9 SS
Final cost only $0.99!

Hartz Crunch ‘n Clean Cat Treats 3 oz on a price cut for $1.49
Use the $1.50/1 coupon found in the 1/9 SS
Final cost only FREE!

Iams Proactive Health Cat Food 24-pack Price Cut for $3.60 (Regularly $17.69!!!) WOW!
Now that is what I call an awesome price… even without coupons!

Good Life Recipe Food for Cats 3.5 oz $0.69 to $0.79
Use the $1/1 coupon found in the 1/2 RP
Final cost FREE!

Eveready Batteries (Energizer brand batteries – Located in the Dollar Spot) $1
Use the $1/1 Energizer coupon found in the 12/12 SS or 1/2 SS
Final cost FREE!

$5/1 Maalox coupon = free Maalox at Walmart and elsewhere

Yesterday’s SmartSource insert had a coupon for $5/1 any Maalox Product. The Maalox Advanced Maximum Strength Chewable Tables (90-count) are priced at around $4.52 at most Walmart stores. Use the $5/1 coupon to get them free with possible overage.

Walgreens: Nature Valley Granola Bars Only $0.80

Through January 23rd, there is a *HOT* Register Reward deal running at Walgreens on Nature Valley Granola bars… Buy 3 boxes = $1.50 RR, Buy 4 = $2.50 RR, or Buy 5 = $3.50 RR

Deal Scenario:
Buy 5 boxes of Nature Valley Granola Bars on sale for $2 this week
Total = $10
Use five $0.50/1 coupons found here or here
Pay $7.50
Get back a $3.50 Register Reward
Final cost only $0.80 per box!

Walgreens: Free BIC Triumph Pens

Update~Out of Prints!

Walgreens has BIC Triumph Pens for $1.99 through January 15, 2011. Use the $2/1 coupon here or in Sunday’s SmartSource insert to get these for free.

Walgreens: $0.29 Jergens Lotion + More

Buy 2 select Jergens, Curel, or Biore products = $5 RR (monthly deal)
Buiy 2 Jergen’s Ultra Healing Lotion $4.29 each
Total = $8.58
Use the $3/2 coupon found in the 12/5 SS
Pay $5.58
Get back a $5 RR
Final cost only $0.58 for 2 lotions – just $0.29 each! Great price!

Sally Hansen nail polish on clearance for $1.09
(this may not be available at all stores)
Use the $0.50/1 coupon found in the 1/9 RP (regional coupon?)
Final cost only $0.59!

$0.24 Johnson & Johnson First Aid To Go Kits

Go on over to Smartsource where you should see a coupon valid for $1.50 off any two Johnson & Johnson RED CROSS Brand Products. Walmart, Target and various other stores sell the Johnson & Johnson Red Cross Travel Size First Aid To Go kits for around $0.99, so just $0.24 each after the coupon!

New Redplum printable coupons: Gatorade, L’Oreal, Maybelline, Met Rx & more

Redplum has restocked their printable coupons this morning. Be sure to print what you want NOW before they’re gone. Last week’s coupons went quickly!

Here are a few highlights:

• BOGO Free Met-Rx Bars
• BOGO Free Pure Protein Bars (makes them $0.48 each at CVS this week)
• FREE 32 oz Gatorade Perform or G2 wyb Gatorade Prime (4 oz) and One Gatorade Recover (16.9 oz)
• $0.55/1 Hillshire Farm Deli Select Lunchmeat (8 oz+)
• $0.50/1 JJ Snack Whole Fruit Bars(look for clearance deals at CVS and elsewhere!)
• $1.00/1 Maybelline New York Mascara
• $2.00/1 L’Oreal Eye Cosmetic Product

and more – go here to print!

Groupon: 50% off Printer Ink + FREE Shipping

If you want to snag a great deal on printer ink (I mean – who doesn’t?! ), then you may want to check out the Groupon Las Vegas side deal~anyone can do it because it's an online deal (look on the right side)! It’s valid for a $20 Voucher to EverydaySource.com for just $10 AND this offer also includes FREE shipping! Even sweeter, Everyday Source sells Ink cartridges… SO combine this Groupon with your printer ink purchase to score 50% off ink + FREE shipping! Sounds good to me!

Fine print: Expires Apr 10, 2011. Limit 1 per person, may buy 3 additional as gifts. Online only. Limit 1 per order. Must use in 1 order, no cash back. Not valid with other offers. Shipping included in US.
Are you ready to get in on this deal?
*Go here and login or sign up for a Groupon Account (if you haven’t already)
*Under “Visit More Cities” (top of site) find Las Vegas
*Look to the right and click on the side deal
*Click on “Buy” and complete your order

My Survey

Have you checked your My Survey account lately? I just logged in and have a TON of surveys to do.

Right now I have 3175 points.  This is enough to cash out for a $25 gift card with some points left over.  You can go on over here to join MySurvey! They have lots of choices for gift cards. You can choose between several restaurants like Longhorn Steakhouse, Chili's, Red Robin and TGI Fridays just to name a few.  You can also choose gift cards to CVS or other stores.

*This is one of the ways I make extra money to get rid of debt.  I have committed to only go out to eat with the family using "earned" gift cards in 2011 so that we can work on paying down our house.  That will enable me to stay home with my twin girlies!  I LOVE the huge selection of gift cards available on MySurvey!

Parenting Early Years Magazine: $0.21 per Issue

You can go on over here to Tanga to snag a 2 year subscription to Parenting magazine for only $4.99.  That's only $.21 per issue.  Use the code EARLY at checkout. The regular price for a 2 year subscription is $77, so this is a great deal.  This magazine has recently featured Amazon and Gymboree coupons, as well as other manufacturer's coupons!